Are you ready to give yourself that open concept floor plan you’ve always dreamed of? Or maybe it’s a master bath renovation you've pinned over and over again? Either way, you’re ready for a home renovation— but where to start? Creating a budget for home renovations is a great place to start and will help you save money and have a successful renovation in the long-run, and less stress too. Tips on How to Budget for Home Renovations Prioritize Your Remodel Needs This is ...
House Hunting
Quick and Easy Ways To Boost Your Property Value
I've talked over the past several months on how to go about purchasing your new home, but I really haven't touched on how to prep your home for selling. If you plan on selling your home, you really do need to give some curb appeal as well as some inside "sprucing" up. Not only will it attract buyers, but it can also boost your property value. Did you know things like keeping the yard tidy and clean, fresh flowers, gutters cleaned out are all typical projects you should do before listing your ...
Home Shopping: How to Focus on Must Haves
Grocery shopping when you're hungry can lead to disaster. Either you spend too much, fail to get the food you came for - or both. Though you went to the store for a week's worth of meals and with the best intentions, you'll arrive home with a bag of oatmeal, a trunk full of ice cream and none of the ingredients for that meal you've been wanting to make you saw it on Facebook...unless you make a list. A list will save you.Home shopping is no different When we started on our home shopping ...
Keep Anxiety in Cats to a Minimum While Moving
I've talked about moving into our new home a lot in the past year, but when I haven't talked about yet, was the anxiety in cats we dealt with. When we were moving into our home, there was a TON of hustle & bustle since we pretty much had to move quicker than we anticipated because we refused to pay another month of rent plus pay a mortgage. Not only was it stressful for my husband and I, since I just had hysterectomy surgery just 12 days prior to moving our cats were stressed out and you ...
4 Savvy Ways To Build a Savings and Enjoy Life
If you look up ways to build your savings on the internet, you'll get an abundance of articles that suggest making extreme lifestyle changes. From "don't eat out anymore" to "clip coupons" to "eat meat only once a week," the suggestions are certainly effective, but they're not really enjoyable. You don't have to stop living, there are ways to build a savings and enjoy life, you just need to figure it out for yourself. When you're searching for ways to build a savings and enjoy life, you need ...
7 Things You Need to Think About Before Purchasing a Home
When my husband and I started getting serious about home purchase we had a lot of things to consider. We sat down and talked about what we needed to do to start purchasing a home, we calculated what our current income was, what bills we currently have and worse case scenarios (job loss, injury, etc).Getting a mortgage is a very important decision, so you have to make sure that you get the best mortgage for your needs. Despite this, many people simply opt for the first deal that looks ...
Acquiring a USDA Home Loan For Your First Home
Do you have the credit, but not the funds to purchase your first home? Do you want to get out of the rental rut? I’ve talked a few times in previous posts about how my husband and I have been working really hard on our credit, how we’ve been working REALLY hard towards purchasing our first home.In May, we started the process of acquiring a USDA Loan for our First Home through our realtor and though didn't have "high" hopes, we were surprised and got approved. It was a relief but at the ...
Pssst…..This is My Secret Weapon for Getting Out of Debt
The television advertisements and dozens of junk mail advertisements you get all make big promises. They are real good at selling the idea on how getting out debt, whether it's a credit card, automotive, or mortgage, with some phenomenal program or secret weapon that you can find only by coming to them. When you think about it, these people are pretty despicable. They are seeking to make money by preying on people who already are deep in debt. They victimize the victims and in many societies, ...
5 Ways to Avoid High Debt as a Young Adult, Your Parents Didn’t Tell You
Okay, so you’ve moved out of your parent's house! Got your first apartment! Oh, you have a car also! With that being said, let's make some cents out of your money so you don't end up in terrible debt! Trust me, you don't want any debt that you can't handle. The quicker you get out of debt, the less stress you will have and the better your finances will be. Take it from someone who's been struggling with debt for quite a few years. Did you know that many young adults go into serious debt ...
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