5 Ways to Avoid High Debt as a Young Adult, Your Parents Didn’t Tell You

5 Ways to Avoid High Debt as a Young Adult, Your Parents Didn’t Tell You

Okay, so you’ve moved out of your parent's house! Got your first apartment! Oh, you have a car also!   With that being said, let's make some cents out of your money so you don't end up in horrible debt! Trust me, you don't want any debt that you can't handle. The quicker you get out of debt, the less stress you will have and the better your finances will be. Take it from someone who's been struggling with debt for quite a few years.  Did you know that many young adults go into serious debt within the first 5 years of being on their own? Mostly because they apply for every single credit card...
Purchase or Lease? Which Is Best for You When Buying a New Vehicle?

Purchase or Lease? Which Is Best for You When Buying a New Vehicle?

Purchasing a new car is always an exciting time in life; however, it can also be confusing and time confusing, especially with so diverse types of financing options available. This past February my husband and I leased our first brand new vehicle. At the time it was the best option for us because we literally have NO credit. Well, he had no credit, I had horrible credit and refused to co-sign which is a totally different post I'll probably discuss at another time. We wanted a truck because we go camping, haul stuff for his parents, and we're planning on moving so the smaller the moving truck...
What I Learned From My Own Budgeting Mistakes + FREE Printable

What I Learned From My Own Budgeting Mistakes + FREE Printable

Just like everyone else, I've had my fair share of budgeting mistakes. I'm not going to give you any “textbook” budgeting tips that every other financial advisor gives you. Partially because I'm the furthest thing from a financial advisor that you'll ever know or speak to. Over the past few years, my husband and I have struggled with saving money. We've tried, but one thing after another just keeps knocking us down on our asses. (Mostly my fault, but don't tell him that. I like to blame it on him sometimes! LOL) Since we're trying to buy a house within the next year, we're biting...

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