150 US Based Restaurants that Kids Eat Free or Super Cheap

150 US Based Restaurants that Kids Eat Free or Super Cheap

Sometimes cooking a meal just isn’t in your daily plans whether it be work, kids’ activities, traffic, or you’re just having a bad day. For me, it’s usually the later, or I just don’t feel like cooking because, that takes too much work after working all day. Typically we tend to go out to eat to ease the remainder of the day, but dining out can be expensive especially if you do it more than once a week. Which is why we either go out just once a month, or we utilize other savings methods.
You should definitely double check with the restaurants prior to taking advantage of their promotions as most national chains have franchises and independently owned locations.

4 Tips For Hiring A Cleaning Company

4 Tips For Hiring A Cleaning Company

No one wants to work all week and then spend their nights or weekends cleaning the house. I know after the past month of unpacking and cleaning I’d love to take a day off and just let someone else clean for me! I’d probably have to clean before the cleaning company arrived, though! My Grandma was that way and I used to laugh at her so much for it, but now I’m like “Crap, People are coming! I can’t have this house a mess!” So I now understand where my grandma was coming from. The other day when my mother in law was coming over, I picked up a little bit, but it wasn’t to my “People are coming over standards” like I normally do.

4 Savvy Ways To Build Your Savings Without Altering Your Lifestyle

4 Savvy Ways To Build Your Savings Without Altering Your Lifestyle

If you look up ways to build your savings on the internet, you’ll get an abundance of articles that suggest making extreme lifestyle changes. From “don’t eat out anymore” to “clip coupons” to “eat meat only once a week,” the suggestions are certainly effective, but they’re not really enjoyable. Yes, many people need to get better at saving, but at what cost? If you’re unwilling to sacrifice your happiness for more money, you’re not alone. People like you have taken it upon themselves to share practical money-saving tips that require little effort on your part but that yield big results. This post shares the top four of them with you.

7 Things You Need to Think About Before Purchasing a Home

7 Things You Need to Think About Before Purchasing a Home

When my husband and I started getting serious about purchasing a home we had a lot of things to consider. When we sat down, we calculated what our current income was, what bills we currently have and worse case scenarios (job loss, injury, etc). Getting a mortgage is a very important decision, so you have to make sure that you get the best mortgage for your needs. Despite this, many people simply opt for the first deal that looks attractive without really shopping around. If you really want to find the best mortgage for your needs, then you need to carry out a number of checks at each juncture before you sign for the mortgage.

Correctly Budgeting Your Grocery Bill Can Save You Hundreds a Month

Correctly Budgeting Your Grocery Bill Can Save You Hundreds a Month

A few of the first things I do, whenever we’re in a crunch for money, is look at how much we’re spending on food, crazy items that we don’t need or use, and how much we’re spending at the grocery store.  It’s usually around birthdays, holidays, or a party when I really start to freak because those times are usually when we’re spending the most. That’s when we (myself actually) starts working on budgeting our grocery bill. I usually go over our budget MONTHLY, but there are times I slack off a little and think, “Yo, I got this!” but I really don’t!

Avoid This ONE Thing That Causes More Problems In Marriages

Avoid This ONE Thing That Causes More Problems In Marriages

In today’s debt-ridden society, financial unfaithfulness causes more problems in marriages as a result of financial secrets that have been found out. Unfortunately, ladies, it’s mostly our faults on the financial problems in marriages (trust me, I don’t want to admit that, but it’s true). It’s just written in our beautiful little DNA that we have to have the prettiest, most expensive things in order to be adored, accepted, etc in society. Young married couples and debt are common however, they also form a lot of disastrous problems in marriages.

How We Acquired an USDA Home Loan for Our First Home

How We Acquired an USDA Home Loan for Our First Home

Do you have the credit, but not the funds to purchase your first home? Do you want to get out of the rental rut? I’ve talked a few times in previous posts about how my husband and I have been working really hard on our credit, how we’ve been working REALLY hard towards purchasing our first home. In May, we applied for a USDA loan through our realtor and we didn’t have “high” hopes, but we were surprised and got approved. It was a relief but at the same time, kinda scary.
Well, we started the home hunting process and we’re in the home stretch on closing on our first home (and hopefully forever), which should be done by the end of this month.

What Are Bad Credit Loans & How Do You Use Them To Fix Credit?

What Are Bad Credit Loans & How Do You Use Them To Fix Credit?

I’ve been sharing a little bit with my awesome readers about how we’re in the process of purchasing our first home and how we FINALLY were able to get to this point. We had to take out a few credit cards that are geared towards those who have bad credit and are trying to rebuild. Getting at least one of these bad credit loans can help you out, as long as you stay on top of them and don’t let them go over their limit and you’re paying them every month like clockwork. The point of Bad Credit Loan cards is to help you repair your credit, not hurt it. So use them wisely!

7 Things To Do To Improve Your Credit Score Before Buying a Home

7 Things To Do To Improve Your Credit Score Before Buying a Home

Over the past, almost three years, my husband and I have been busting our rear ends to improve our credit scores to buy a home. Which hasn’t been an easy task to accomplish at all. So I’m going to help you improve your credit score with a few things I’ve learned along the way. If you want to improve your credit score, it takes time, commitment and determination. You can’t just say “Hey I’m going to improve my credit score” but don’t do a darn thing. Trust me, it doesn’t work that way. You have to actually WORK wanting to improve your credit score. My problem was that I had BAD credit.

Pssst…..This is My Secret Weapon for Getting Out of Debt

Pssst…..This is My Secret Weapon for Getting Out of Debt

They are real good at selling the idea on how getting out debt, whether it’s a credit card, automotive, or mortgage, with some phenomenal program or secret weapon that you can find only by coming to them.  When you think about it, these people are pretty despicable. They are seeking to make money by preying on people who already are deep in debt.  They victimize the victims and in many societies, they put people in jail for that. You and I both know that most of those slick marketing productions that pitch “getting out of debt” through some sophisticated and costly program are a bunch of hot air, sometimes.  But there is a secret weapon right under your nose that if you can set off its amazing power, it can get you out of debt and keep you there, IF YOU FOLLOW IT!

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