If you look up ways to build your savings on the internet, you’ll get an abundance of articles that suggest making extreme lifestyle changes. From “don’t eat out anymore” to “clip coupons” to “eat meat only once a week,” the suggestions are certainly effective, but they’re not really enjoyable. Yes, many people need to get better at saving, but at what cost?
Getting a mortgage is a very important decision, so you have to make sure that you get the best mortgage for your needs. Despite this, many people simply opt for the first deal that looks attractive without really shopping around. If you really want to find the best mortgage for your needs, then you need to carry out a number of checks at each juncture before you sign for the mortgage.
A few of the first things I do, whenever we’re in a crunch for money, is look at how much we’re spending on food, crazy items that we don’t need or use, and how much we’re spending at the grocery store. It’s usually around birthdays, holidays, or a party when I really start to freak because those times are usually when we’re spending the most. That’s when we (myself actually) starts working on budgeting our grocery bill.
In today’s debt-ridden society, financial unfaithfulness causes more problems in marriages as a result of financial secrets that have been found out. Unfortunately, ladies, it’s mostly our faults on the financial problems in marriages (trust me, I don’t want to admit that, but it’s true). It’s just written in our beautiful little DNA that we have to have the prettiest, most expensive things in order to be adored, accepted, etc in society.
Well, we started the home hunting process and we’re in the home stretch on closing on our first home (and hopefully forever), which should be done by the end of this month. The process has been a pain in the butt, however, it’s been more so because the range that we were approved for and what we initially wanted, just weren’t lining up as a possibility.