4 Tips For Hiring A Cleaning Company

4 Tips For Hiring A Cleaning Company

No one wants to work all week and then spend their nights or weekends cleaning the house. I know after the past month of unpacking and cleaning I'd love to take a day off and just let someone else clean for me! I'd probably have to clean before the cleaning company arrived, though! My Grandma was that way and I used to laugh at her so much for it, but now I'm like “Crap, People are coming! I can't have this house a mess!” So I now understand where my grandma was coming from. The other day when my mother in law was coming over, I picked up a little bit, but it wasn't to my...
4 Savvy Ways To Build Your Savings Without Altering Your Lifestyle

4 Savvy Ways To Build Your Savings Without Altering Your Lifestyle

If you look up ways to build your savings on the internet, you’ll get an abundance of articles that suggest making extreme lifestyle changes. From “don’t eat out anymore” to “clip coupons” to “eat meat only once a week,” the suggestions are certainly effective, but they’re not really enjoyable. Yes, many people need to get better at saving, but at what cost?

7 Things You Need to Think About Before Purchasing a Home

7 Things You Need to Think About Before Purchasing a Home

Getting a mortgage is a very important decision, so you have to make sure that you get the best mortgage for your needs. Despite this, many people simply opt for the first deal that looks attractive without really shopping around. If you really want to find the best mortgage for your needs, then you need to carry out a number of checks at each juncture before you sign for the mortgage.

Correctly Budgeting Your Grocery Bill Can Save You Hundreds a Month

Correctly Budgeting Your Grocery Bill Can Save You Hundreds a Month

A few of the first things I do, whenever we’re in a crunch for money, is look at how much we’re spending on food, crazy items that we don’t need or use, and how much we’re spending at the grocery store.  It’s usually around birthdays, holidays, or a party when I really start to freak because those times are usually when we’re spending the most. That’s when we (myself actually) starts working on budgeting our grocery bill.

Avoid This ONE Thing That Causes More Problems In Marriages

Avoid This ONE Thing That Causes More Problems In Marriages

In today’s debt-ridden society, financial unfaithfulness causes more problems in marriages as a result of financial secrets that have been found out. Unfortunately, ladies, it’s mostly our faults on the financial problems in marriages (trust me, I don’t want to admit that, but it’s true). It’s just written in our beautiful little DNA that we have to have the prettiest, most expensive things in order to be adored, accepted, etc in society.

How We Acquired an USDA Home Loan for Our First Home

How We Acquired an USDA Home Loan for Our First Home

Well, we started the home hunting process and we’re in the home stretch on closing on our first home (and hopefully forever), which should be done by the end of this month. The process has been a pain in the butt, however, it’s been more so because the range that we were approved for and what we initially wanted, just weren’t lining up as a possibility.

What Are Bad Credit Loans & How Do You Use Them To Fix Credit?

What Are Bad Credit Loans & How Do You Use Them To Fix Credit?

I've been sharing a little bit with my awesome readers about how we're in the process of purchasing our first home and how we FINALLY were able to get to this point. We had to take out a few credit cards that are geared towards those who have bad credit and are trying to rebuild. Check out my post  What I Learned From My Own Budgeting Mistakes to read more about my credit repair process! Getting at least one of these bad credit loans can help you out, as long as you stay on top of them and don't let them go over their limit and you're paying them every month like clockwork. This post is...
7 Things To Do To Improve Your Credit Score Before Buying a Home

7 Things To Do To Improve Your Credit Score Before Buying a Home

Over the past, almost three years, my husband and I have been busting our rear ends to improve our credit scores to buy a home. Which hasn't been an easy task to accomplish at all. So I'm going to help you improve your credit score with a few things I've learned along the way. If you want to improve your credit score, it takes time, commitment and determination. You can't just say “Hey I'm going to improve my credit score” but don't do a darn thing. Trust me, it doesn't work that way. You have to actually WORK wanting to improve your credit score. This post may contain affiliate...
Pssst…..This is My Secret Weapon for Getting Out of Debt

Pssst…..This is My Secret Weapon for Getting Out of Debt

The television advertisements and dozens of junk mail advertisements you get all make big promises. They are real good at selling the idea on how getting out debt, whether it's a credit card, automotive, or mortgage, with some phenomenal program or secret weapon that you can find only by coming to them.  When you think about it, these people are pretty despicable. They are seeking to make money by preying on people who already are deep in debt.  They victimize the victims and in many societies, they put people in jail for that. This post is sponsored and may contain affiliate links, which...
An Easy Way To Eliminate Your Credit Card Debt Without Hurting Your Credit

An Easy Way To Eliminate Your Credit Card Debt Without Hurting Your Credit

There are millions of Americans out there who have paid off heavy credit card debt, and you may just be the next one. Removing all credit card debt isn't enough, however, by just making minimum monthly payments. In fact, you just need to do a little more than just paying the minimum monthly payments; you can save thousand of interests and shorten many years in settling your credit card debt. To give you a better picture how it work, let use a case study to elaborate the solution. This post is sponsored and may contain affiliate links, which means if you click a link, I will get paid for your...

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